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Matthew Dear's Black City...
...Is probably the most underrated record of the year for me. Didn't warm to it when it first came out (it's a pretty 'cold' sounding thing - Industrial is the word I think) but it's proved to be a right little earworm. Structured absolutely flawlessly and there's some cracking little hooks that reveal themselves after a couple of listens.
The Deerhunter record is pretty much the gift that keeps giving too. I love it when albums do this...