Right, basically I've been living at home since last September, having conceded defeat at my folly at moving to Fulham.

One of my best friends now has a room in the house that her mum and dad own, and she wants me to move in.

Now it seems all great, but I'm a bit weary after my rash decision to move out before when I couldn't really afford it. I probably can now, but the reason for going home was to pay off my debts - and I've paid off about £30, and gotten very used to having lots of money all the time.

So I just take the plunge?