those arseholes at Lloyds TSB have just informed me that they're taking away my interest free overdraft at the end of the month and will be charging me at 19% AER. So what i need is a bank with a much lower interest charge (although i doubt totally interest free will be out of the question for a grown up like me, right?)

Anybody have any ideas about who to go for to get the best current account? I was thinking about the Co-op since i like to smell my own farts.