Examples: my gf's housemate, who is currently unemployed, "broke", and has just spent £16 on a bottle of shampoo.

Same person's method of coping with unemployment is to "just stick everything on the credit card and worry about it later". Used this technique in the past and ended up £20k in debt, so "daddy had to sort it out"

My colleague, who doesn't understand the housing shortage: "But none of MY friends don't have a problem finding a home!" Oxbridge educated and six figure salary.

My gf's millionaire boss, who made his money so long ago that he didn't realise that a £200 lump sum isn't enough to live off for three months.

I don't have time to check in on this today, so someone please shepherd this to 100 replies in my absence, ta.