Boards
"If you're under 30, bad luck. You're screwed."
http://www.telegraph.co.uk/men/thinking-man/11231796/If-youre-under-30-bad-luck.-Youre-screwed.html
Education, pensions, NHS have all been a giant pyramid scheme cow that the luckier members of our society will milk dry (as they're entitled to) but the further corporatisation and deregulation of well, everything, means us young 'uns will be stuck under to hoof of increasingly volatile and exploitative labour and care markets forever.
Or something.